Balancing Act

Anyone else having issues balancing their financial life in relation to their advancing age?

Making decisions lately has taken on a very different type of calculation, one that includes the question, should we save or should we spend.  If we spend money now, are we taking away from money we’ll need in 5, 10, 15 years or, Lord willing, beyond?  And if we don’t spend it now, will we regret not spending it later?

For instance, after making the decision that, barring a stunning lottery win, we’d be aging in place in our current home, we’ve been having a little work done.  But do we fix only the immediate needs and let the small stuff slide?  Balancing today against tomorrow, what if we need the money spent on a luxury today for necessities tomorrow?

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